Empower your clients with proactive financial insights — transforming advice into action.
SthiraTech's Smart Advisory delivers AI-powered, contextual financial guidance across the customer lifecycle—from onboarding to wealth growth. Designed for banks, fintechs, and financial institutions, this modular solution integrates behavioral analytics, financial planning models, and real-time recommendation engines to enable hyper-personalized digital advisory services.
Deliver real-time financial advice based on behavior, goals, and life stages.
Aggregate data across banking systems, CRMs, and third-party platforms to create unified customer views.
Predict customer intent, financial needs, and preferred channels through machine learning.
Offer suggestions via mobile apps, web portals, emails, and chatbots.
Guide users through journeys like retirement, education, or wealth accumulation.
Sync seamlessly with existing ecosystems for complete contextual engagement.
Sources structured and unstructured financial data from core systems, CRMs, and external APIs (e.g., KYC, credit bureaus).
Applies scoring models, behavioral clustering, machine learning predictions, and advisory mapping.
Executes logic using rule engines, compliance frameworks, and real-time event triggers.
Delivers recommendations via customer touchpoints: chatbot, mobile, advisor dashboard, email, and notification layers.
| Use Case | Description |
|---|---|
| Wealth Advisory | Automated investment suggestions, portfolio tracking, and rebalancing tools |
| Credit Coaching | Personalized loan product guidance based on credit scoring and goals |
| Spending Optimization | Smart budgeting and alerts using real-time transaction analysis |
| Retirement Planning | Goal simulations and automated portfolio strategies |
| Tax Optimization | Contextual nudges for tax-saving investment options |
| Financial Literacy Bots | Embedded learning tools to assist new customers with guided experiences |
Built in collaboration with strategic partners like Savat, the platform continuously evolves with market shifts, compliance standards, and digital advisory innovations.